Rent Affordability Calculator
Find your ideal rent budget instantly. Enter income, debts, and target ratio to see what you can afford.
Use calculator →Use 14 practical calculators built for Ontario landlords, tenants, and real estate investors. Every tool is free, instant, and requires no login.
Find your ideal rent budget instantly. Enter income, debts, and target ratio to see what you can afford.
Use calculator →See how much you can borrow using the Canadian stress test. Enter income, debts, rate, and amortization.
Use calculator →Calculate capitalization rate from net operating income and property value in seconds.
Use calculator →Measure your annual cash-on-cash return on rental investments. Enter annual cash flow and total invested.
Use calculator →Calculate gross and net rental yield from rent, property value, and expenses.
Use calculator →Estimate annual vacancy loss from units, rent, and vacancy rate using CMHC Ontario benchmarks.
Use calculator →Compute debt service coverage ratio and check if your property qualifies for financing.
Use calculator →Estimate Ontario real estate closing costs including land transfer tax, Toronto MLTT, and FTHB rebates.
Use calculator →Calculate flip project ROI from purchase, renovation, holding, and sale figures.
Use calculator →Calculate Ontario last-month-rent deposit interest using the 2026 guideline rate (2.1%).
Use calculator →Calculate Ontario N1 rent increase using the 2026 guideline (2.1%) and find the earliest legal effective date.
Use calculator →Calculate partial-month rent for move-in or move-out using occupied days and monthly rent.
Use calculator →Calculate N4 termination and earliest L1 filing dates from the notice service date (Bill 60 — 7-day notice).
Use calculator →Compare current vs. refinance DSCR to see if new loan terms improve or weaken financing eligibility.
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